ZIP 70031 Property Distress & Foreclosure Data

St. Charles County, Louisiana's ZIP 70031 registers 35/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (95/100), climate & FEMA risk (85/100). On the structural side it scores 76/100, with 8/100 of stress already active. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (72/100), construction/permit lag (51/100). mortgage stress (27/100) stay muted.

Prices here sit in a neutral phase: values rose 3.5% over the trailing year, and 23% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

13.4% of residents fall below the poverty threshold. 1,473 residents call 70031 home, typically aged 45. Around 47% of renters are cost-burdened. Educational attainment sits at 14% bachelor's-or-above. The ZIP holds roughly 600 housing units. Owners hold 87% of homes, renters 13%. The vacancy rate is 7.4%. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $70,652, near the U.S. median near $78,000. Home values center near $218,600, an affordability ratio of 3.0× — accessible.

Overall, 70031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.