ZIP 70031 Foreclosure, Tax-Lien & Distress Report

In St. Charles County, Louisiana, ZIP 70031 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), flood (NFIP) exposure (95/100), climate & FEMA risk (85/100). Structural risk reads 70/100 against active distress of 8/100. What sets it apart are the readings on institutional ownership (73/100), structural risk (70/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (24/100).

The market reads peak — home values rose 1.7% year on year, 1.0% off the recent peak, and 23% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 13.4% live below the poverty line. 1,473 residents call 70031 home, typically aged 45. Around 47% of renters are cost-burdened. About 14% have a four-year degree. There are about 600 housing units across 70031. Owners hold 87% of homes, renters 13%. The vacancy rate is 7.4%. DLRadar's demographic-stress index for the area reads 30/100. At $70,652, median income runs near typical U.S. levels. The typical home is worth about $218,600 (3.0× income, relatively affordable).

Overall, 70031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 70031 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 70031 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 70031 can be compared directly against any other ZIP in St. Charles County, Louisiana or nationwide. The score is rebuilt from public data as it updates, so 70031 reflects the current record instead of a stale or modeled snapshot.

Each component behind 70031 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. In workflow terms, 70031 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.