ZIP 70039 Foreclosure, Tax-Lien & Distress Report

In St. Charles County, Louisiana, ZIP 70039 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The sharpest non-environmental signals are institutional ownership (73/100), structural risk (71/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (27/100) register low. Environmental exposure also runs high (FEMA disaster exposure (96/100), flood (NFIP) exposure (95/100), climate & FEMA risk (85/100)). Structural exposure scores 71 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 1.0% off the recent peak, and 20% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.7%. The ZIP holds roughly 823 housing units. Roughly 9.1% live below the poverty line. Educational attainment sits at 16% bachelor's-or-above. Rent burden reaches 16% of tenant households. Population is roughly 2,248 with a median age of 38. Households earn a median $77,868 — near the roughly $78,000 national figure. Home values center near $233,300, an affordability ratio of 3.1× — accessible. The demographic-stress sub-score lands at 26/100. The tenure split is 71% owner-occupied to 29% rented.

Net-net, 70039 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 70039 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 70039 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 70039 stays directly comparable to neighboring ZIPs and the rest of St. Charles County, Louisiana. Nothing here is interpolated — where a source is thin for 70039, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 70039 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. For a buyer, 70039 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.