ZIP 70039 Property Distress & Foreclosure Data

DLRadar grades ZIP 70039 (St. Charles County, Louisiana) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (76/100), institutional ownership (72/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (95/100), climate & FEMA risk (85/100)). On the structural side it scores 76/100, with 8/100 of stress already active.

The neutral-phase market in 70039 posted values that rose 3.5% over the year, and 20% higher over three years (phase confidence 24/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 3.7%. The ZIP holds roughly 823 housing units. The poverty rate is 9.1%. Around 16% of adults hold a bachelor's degree or higher. Around 16% of renters are cost-burdened. Population is roughly 2,248 with a median age of 38. At $77,868, median income runs near typical U.S. levels. The typical home is worth about $233,300 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 26/100. 71% of housing is owner-occupied.

On balance 70039 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.