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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 70392 Foreclosure, Tax-Lien & Distress Report

St. Mary County, Louisiana · High Vacancy market

ZIP code 70392 in St. Mary County, Louisiana carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in institutional ownership (71/100), structural risk (70/100), mortgage stress (29/100). On the quiet end sit mortgage stress (29/100) and construction/permit lag (24/100). Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (94/100), climate & FEMA risk (88/100). Structural exposure scores 70 and live distress 9 on the 0–100 scale.

The market reads peak — home values rose 2.2% year on year, and 14% higher over three years, at 14/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $49,538 — below the roughly $78,000 national figure. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 53% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. A median home runs $159,100 here, or 2.9 times local income. Owners hold 68% of homes, renters 32%. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. About 8,158 people live here, median age 37. Educational attainment sits at 9% bachelor's-or-above. There are about 3,542 housing units across 70392.

On the whole, 70392 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 70392 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 70392's 32/100 can be lined up against any neighbor in St. Mary County, Louisiana or any ZIP coast to coast. 70392 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

70392's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 70392 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

32/100
Composite stress
70/100
Structural risk
9/100
Distress activity

Signal-by-signal read on 70392

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk88
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 70392 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 70392, the same set carried on every parcel.

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Adjacent St. Mary County ZIP reports

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