ZIP 70342 Foreclosure, Tax-Lien & Distress Report
St. Mary County, Louisiana · High Vacancy market
DLRadar grades ZIP 70342 (St. Mary County, Louisiana) at a moderate 32/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (94/100), climate & FEMA risk (88/100). What sets it apart are the readings on institutional ownership (71/100), structural risk (70/100), mortgage stress (29/100). On the quiet end sit mortgage stress (29/100) and construction/permit lag (24/100). On the structural side it scores 70/100, with 9/100 of stress already active.
The market reads peak — home values rose 2.2% year on year, and 17% higher over three years (phase confidence 14/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 77% of homes, renters 23%. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 13.7% — elevated. The ZIP holds roughly 1,958 housing units. A median home runs $212,400 here, or 3.4 times local income. Rent burden reaches 28% of tenant households. 4,732 residents call 70342 home, typically aged 33. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 24% bachelor's-or-above. At $56,146, median income runs below typical U.S. levels.
On the whole, 70342 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 70342 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 70342's 32/100 can be lined up against any neighbor in St. Mary County, Louisiana or any ZIP coast to coast. Sparse data for 70342 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 70342 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. In workflow terms, 70342 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 70342
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 70342 distress snapshot
The live 70342 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock parcel-level detail for ZIP 70342
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