ZIP 70514 Property Distress & Foreclosure Data

ZIP code 70514 in St. Mary County, Louisiana carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (72/100), structural risk (64/100), mortgage stress (29/100). mortgage stress (29/100) stay muted. The latent-versus-live split is 64/100 structural and 9/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), flood (NFIP) exposure (94/100), climate & FEMA risk (88/100).

Prices here sit in a neutral phase: values rose 4.0% over the trailing year (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $30,761, below the U.S. median near $78,000. Home values center near $115,600, an affordability ratio of 4.1×. The vacancy rate is 22.8% — elevated. 1,757 residents call 70514 home, typically aged 40. The ZIP holds roughly 1,025 housing units. Educational attainment sits at 6% bachelor's-or-above. Around 82% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 45/100. 17.2% of residents fall below the poverty threshold. Owners hold 50% of homes, renters 50%.

Taken together, 70514 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.