ZIP 70538 Foreclosure, Tax-Lien & Distress Report

ZIP code 70538 in St. Mary County, Louisiana carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Its standout signals are institutional ownership (71/100), structural risk (70/100), mortgage stress (29/100). On the quiet end sit mortgage stress (29/100) and construction/permit lag (24/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (94/100), climate & FEMA risk (88/100). Latent structural risk is 70/100 while live distress already moving reads 9/100.

The peak-phase market in 70538 posted values that rose 2.2% over the year, and 18% higher over three years (phase confidence 14/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $55,662, below the U.S. median near $78,000. On demographic stress specifically, 70538 scores 31/100. There are about 6,296 housing units across 70538. Home values center near $117,800, an affordability ratio of 2.0× — accessible. Rent burden reaches 38% of tenant households. About 12,561 people live here, median age 44. 24.9% of residents fall below the poverty threshold. The vacancy rate is 21.5% — elevated. Educational attainment sits at 14% bachelor's-or-above. The tenure split is 72% owner-occupied to 28% rented.

Net-net, 70538 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 70538 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 70538 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 70538 can be compared directly against any other ZIP in St. Mary County, Louisiana or nationwide. The score is rebuilt from public data as it updates, so 70538 reflects the current record instead of a stale or modeled snapshot.

Each component behind 70538 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Treat 70538 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.