ZIP 70538 Property Distress & Foreclosure Data

In St. Mary County, Louisiana, ZIP 70538 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are institutional ownership (72/100), structural risk (64/100), mortgage stress (29/100). mortgage stress (29/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), flood (NFIP) exposure (94/100), climate & FEMA risk (88/100). On the structural side it scores 64/100, with 9/100 of stress already active.

Prices here sit in a neutral phase: values rose 4.0% over the trailing year, and 18% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $55,662, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 6,296 housing units. Home values center near $117,800, an affordability ratio of 2.0× — accessible. Around 38% of renters are cost-burdened. 12,561 residents call 70538 home, typically aged 44. 24.9% of residents fall below the poverty threshold. The vacancy rate is 21.5% — elevated. Educational attainment sits at 14% bachelor's-or-above. Owners hold 72% of homes, renters 28%.

Taken together, 70538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.