St. Mary County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
St. Mary County, LA distress report, 2026: 9 ZIPs scored in St. Mary, LA, St. Mary, LA average 33/100; the top St. Mary, LA ZIP is 70340 at 34/100; St. Mary, LA market phase peak, St. Mary, LA prices +2.2% year over year.
- St. Mary, LA ranks #128 nationally (opportunity index); St. Mary, LA #15 in Louisiana; St. Mary, LA index 36.7.
- St. Mary, LA: no CFPB county sample; St. Mary, LA non-metro area reading 1.8%.
- St. Mary, LA ZIP phases: 8 peak, 1 neutral.
- St. Mary, LA residential listings tracked: 7 across 7 ZIPs; St. Mary, LA candidate listings 6.
- St. Mary, LA HUD assisted properties: 1 with 40 units.
- St. Mary, LA lenders on watch: 3; largest St. Mary, LA footprint Patterson State Bank (3 branches).
- St. Mary, LA most distressed ZIP: 70340 at 34/100.
St. Mary, LA figures: DLRadar distress index; St. Mary, LA inputs: CFPB, FHFA, HUD, FDIC; St. Mary, LA rebuilt as sources refresh.
| Rank | St. Mary, LA ZIP | Score |
|---|---|---|
| 1 | 70340 | 34/100 |
| 2 | 70342 | 34/100 |
| 3 | 70392 | 34/100 |
| 4 | 70514 | 34/100 |
| 5 | 70522 | 34/100 |
| 6 | 70523 | 34/100 |
| 7 | 70538 | 34/100 |
| 8 | 70380 | 33/100 |
| 9 | 70544 | 30/100 |
Most distressed St. Mary, LA ZIPs (0-100, 2026)
Mortgage delinquency around St. Mary, LA
No CFPB county sample covers St. Mary, LA; the non-metro area reading for St. Mary, LA: 1.8% ninety-plus; St. Mary, LA area thirty-to-eighty-nine 4.3% (December 2025, St. Mary, LA); Louisiana overall 2.1%.
Opportunity index: St. Mary, LA
St. Mary, LA index 36.7, St. Mary, LA phase strong_buy; St. Mary, LA primary driver vacancy, St. Mary, LA second driver bank institutional. St. Mary, LA components: property stress 27.6, foreclosure pressure 29.5, listing discounts 41.7, bank stress 63.7, insurance 0.0; St. Mary, LA pulse 41.5; St. Mary, LA capital opportunity 29.5; St. Mary, LA seven-day change +1.0%.
ZIP market phases inside St. Mary, LA
9 St. Mary, LA ZIPs carry a price-cycle phase; St. Mary, LA ZIPs by phase (St. Mary, LA), deepest drawdown first: peak, +2.2% YoY (St. Mary, LA): 70340, 70342, 70392, 70514, St. Mary, LA 70522, 70523, 70538, 70544; neutral, +3.1% YoY (St. Mary, LA): 70380.
Residential listings by St. Mary, LA ZIP
St. Mary, LA ZIPs with the most tracked St. Mary, LA residential listings: 70538 5 listings, 5 candidates, bank pressure 61; 70392 2 listings, 1 candidates, bank pressure 61; 70340 0 listings, 0 candidates, bank pressure 61; 70342 0 listings, 0 candidates, bank pressure 61 (St. Mary, LA); 70514 0 listings, 0 candidates, bank pressure 61; 70522 0 listings, 0 candidates, bank pressure 61; 70523 0 listings, 0 candidates, bank pressure 61. St. Mary, LA totals: 7 listings; St. Mary, LA candidates 6; active ZIPs 0.
HUD assisted housing in St. Mary, LA
1 assisted properties with 40 units sit in St. Mary, LA; largest St. Mary, LA properties: Franklin Square I & Ii Associates (Franklin) 40 units, 40 assisted.
Lenders with branches in St. Mary, LA
St. Mary, LA lenders by branch count: Patterson State Bank (St. Mary, LA): stress 85, 3 branches low in St. Mary, LA; M C Bank&Trust Co (St. Mary, LA): stress 50, 3 branches low in St. Mary, LA; First Nb Of Jeanerette (St. Mary, LA): stress 49, 3 branches low in St. Mary, LA.
Vacancy and permits, St. Mary, LA
4,044 of 22,507 St. Mary, LA housing units are vacant; St. Mary, LA permits, twelve months: 20 multifamily units in St. Mary, LA, 35 one-to-four unit units.
Work St. Mary, LA at the parcel level
Every St. Mary, LA parcel carries owner and address; every St. Mary, LA parcel carries APN; St. Mary, LA distress scores sit on the St. Mary, LA live board.
St. Mary, LA figures refresh with each source.
St. Mary, LA questions
Most distressed ZIP code in St. Mary County, LA?
ZIP 70340 leads St. Mary, LA at 34/100; next in St. Mary, LA: 70342 at 34/100; the St. Mary, LA average is 33/100.
Where does St. Mary County, LA rank for investment opportunity?
St. Mary, LA is #128 among all ranked counties, #15 in Louisiana; the St. Mary, LA driver is vacancy; St. Mary, LA moved up 53 places.
How many mortgages are delinquent in St. Mary County, LA?
St. Mary, LA takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers St. Mary, LA.
Which banks lend in St. Mary County, LA?
3 watched lenders hold St. Mary, LA branches; the largest St. Mary, LA footprints are Patterson State Bank (3), M C Bank&Trust Co (3), First Nb Of Jeanerette (3).
More on St. Mary, LA
St. Mary County, LA distress report: public-record figures for St. Mary, LA; not legal advice for St. Mary, LA; not tax or investment advice; verify every St. Mary, LA record before acting.