ZIP 74027 Foreclosure, Tax-Lien & Distress Report

ZIP 74027's composite property-distress score is 5/100 - DLRadar classes that as minimal for Nowata County, Oklahoma. The pressure is most legible in structural risk (11/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 11 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 1.1% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

848 residents call 74027 home, typically aged 50. 18.9% of residents fall below the poverty threshold. Home values center near $141,700, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 74% of homes, renters 26%. Educational attainment sits at 13% bachelor's-or-above. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. There are about 374 housing units across 74027. At $42,344, median income runs below typical U.S. levels. Rent burden reaches 38% of tenant households.

On the whole, 74027 leans distressed, with opportunity clustered in specific stressed parcels. 74027 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 74027 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74027 can be compared directly against any other ZIP in Nowata County, Oklahoma or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 74027 shows blanks, not estimates, wherever the record is sparse.

74027's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 74027 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.