ZIP 74048 Property Distress & Foreclosure Data

In Nowata County, Oklahoma, ZIP 74048 scores 5 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 11/100 structural and 1/100 already moving. Its standout signals are structural risk (11/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a neutral phase: values rose 4.5% over the trailing year, and 19% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $51,346, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 29/100. The poverty rate is 18.0% — high, a tax-stress and distress correlate. 5,592 residents call 74048 home, typically aged 40. Around 30% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,588 housing units. 69% of housing is owner-occupied. The typical home is worth about $132,800 (2.3× income, relatively affordable). The vacancy rate is 15.0% — elevated.

Taken together, 74048 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

5/100
Composite stress
11/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 74048

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk34
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Nowata County

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