ZIP 74048 Foreclosure, Tax-Lien & Distress Report

ZIP code 74048 in Nowata County, Oklahoma carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic distress index. The split runs 19/100 structural to 1/100 active on the ground. Its standout signals are institutional ownership (22/100), structural risk (19/100), mortgage stress (4/100). By contrast, structural risk (19/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 1.1% year on year, and 19% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $51,346 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 29/100. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 5,592 people live here, median age 40. Rent burden reaches 30% of tenant households. About 17% have a four-year degree. The ZIP holds roughly 2,588 housing units. 69% of housing is owner-occupied. Home values center near $132,800, an affordability ratio of 2.3× — accessible. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 74048 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74048 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 74048's 9/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 74048 shows blanks, not estimates, wherever the record is sparse.

Behind 74048's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 74048 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.