ZIP 75038 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 75038 (Dallas County, Texas) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (91/100). The split runs 75/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (68/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 0.9% year on year, and 13% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Around 45% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 38/100. The vacancy rate is 8.0%. About 33,097 people live here, median age 33. At $69,013, median income runs near typical U.S. levels. Home values center near $408,000, an affordability ratio of 5.7×. Around 30% of renters are cost-burdened. 20% of housing is owner-occupied. Roughly 11.6% live below the poverty line. The ZIP holds roughly 15,632 housing units.

Overall, 75038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 75038 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 75038 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75038 can be compared directly against any other ZIP in Dallas County, Texas or nationwide. Where the public record is thin for 75038, the field stays empty rather than modeled, and fills in as new documents post.

75038's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 75038 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.