ZIP 75966 Property Distress & Foreclosure Data

In Newton County, Texas, ZIP 75966 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (90/100), institutional ownership (65/100), structural risk (64/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (81/100). The latent-versus-live split is 64/100 structural and 8/100 already moving.

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $39,759, below the U.S. median near $78,000. Owners hold 71% of homes, renters 29%. Around 55% of renters are cost-burdened. Educational attainment sits at 6% bachelor's-or-above. 23.6% of residents fall below the poverty threshold. The vacancy rate is 18.6% — elevated. DLRadar's demographic-stress index for the area reads 35/100. About 4,773 people live here, median age 42. The ZIP holds roughly 2,296 housing units. Home values center near $102,900, an affordability ratio of 2.5× — accessible.

Net-net, 75966 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.