ZIP 76031 Property Distress & Foreclosure Data

ZIP code 76031 in Johnson County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (55/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (85/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 14% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $200,200 (2.9× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 10.0%. Around 49% of renters are cost-burdened. The poverty rate is 15.9%. The demographic-stress sub-score lands at 32/100. At $70,672, median income runs near typical U.S. levels. 78% of housing is owner-occupied. The ZIP holds roughly 6,632 housing units. 18,697 residents call 76031 home, typically aged 38.

Overall, 76031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.