ZIP 76028 Property Distress & Foreclosure Data

In Johnson County, Texas, ZIP 76028 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (66/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 60/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 5% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $100,125, median income runs above typical U.S. levels. The poverty rate is 7.2% — low. The typical home is worth about $327,100 (2.9× income, relatively affordable). The vacancy rate is 4.0%. Around 31% of adults hold a bachelor's degree or higher. The ZIP holds roughly 29,096 housing units. Around 35% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. 78,699 residents call 76028 home, typically aged 37. 76% of housing is owner-occupied.

Overall, 76028 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.