ZIP 76028 Foreclosure, Tax-Lien & Distress Report

Johnson County, Texas's ZIP 76028 registers 25/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (57/100), construction/permit lag (52/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (85/100)). The latent-versus-live split is 57/100 structural and 2/100 already moving.

The market reads peak — home values rose 0.9% year on year, and 5% higher over three years, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $100,125 — above the roughly $78,000 national figure. The poverty rate is 7.2% — low. A median home runs $327,100 here, or 2.9 times local income. The vacancy rate is 4.0%. Around 31% of adults hold a bachelor's degree or higher. The ZIP holds roughly 29,096 housing units. Rent burden reaches 35% of tenant households. On demographic stress specifically, 76028 scores 26/100. About 78,699 people live here, median age 37. The tenure split is 76% owner-occupied to 24% rented.

Net-net, 76028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 76028 at the moment; the composite and its components are still built from verifiable public records.

The 76028 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 76028 stays directly comparable to neighboring ZIPs and the rest of Johnson County, Texas. Where the public record is thin for 76028, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 76028 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 76028 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.