ZIP 76044 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76044 (Johnson County, Texas) returns a low composite of 24/100. Its standout signals are structural risk (54/100), construction/permit lag (45/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Latent structural risk is 54/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (85/100)).

The market reads peak — home values rose 0.9% year on year, and 8% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 90% owner-occupied to 10% rented. 8,759 residents call 76044 home, typically aged 37. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Around 32% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. At $103,795, median income runs above typical U.S. levels. There are about 3,340 housing units across 76044. The vacancy rate is 5.2%. A median home runs $414,800 here, or 3.6 times local income.

Net-net, 76044 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 76044 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 76044 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 76044 shows blanks, not estimates, wherever the record is sparse.

Behind 76044's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 76044 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.