ZIP 76424 Foreclosure, Tax-Lien & Distress Report
Stephens County, Texas · High Vacancy market
ZIP code 76424 in Stephens County, Texas carries a composite property-distress score of 2/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 4/100 structural and 2/100 already moving. Its heaviest discrete signals: mortgage stress (5/100), structural risk (4/100), institutional ownership (3/100). By contrast, structural risk (4/100) and institutional ownership (3/100) register low.
Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
About 18% have a four-year degree. The poverty rate is 13.6%. Median household income is $53,659, below the U.S. median near $78,000. The ZIP holds roughly 4,254 housing units. A median home runs $103,900 here, or 1.9 times local income. About 8,626 people live here, median age 40. Around 25% of renters are cost-burdened. On demographic stress specifically, 76424 scores 26/100. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. 77% of housing is owner-occupied.
On the whole, 76424 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 76424 runs hot or quiet, its 2/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76424 can be compared directly against any other ZIP in Stephens County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 76424 shows blanks, not estimates, wherever the record is sparse.
Behind 76424's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 76424 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 76424
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 76424 distress snapshot
The live 76424 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock parcel-level detail for ZIP 76424
Open 76424 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology