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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 80814 Foreclosure, Tax-Lien & Distress Report

Teller County, Colorado · High Vacancy market

ZIP 80814's composite property-distress score is 14/100 - DLRadar classes that as minimal for Teller County, Colorado. Structural risk reads 31/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (31/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 8% higher over three years, at 16/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $67,857, below the U.S. median near $78,000. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 48% of tenant households. 81% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,600 housing units. The typical home is worth about $466,800 (6.4× income). About 4,041 people live here, median age 55. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 13.7% — elevated.

Taken together, 80814 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 80814 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 80814 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 80814, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 for 80814 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 80814 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

14/100
Composite stress
31/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 80814

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk47
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 80814 Stress Report snapshot

The live 80814 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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