ZIP 80863 Foreclosure, Tax-Lien & Distress Report

Teller County, Colorado's ZIP 80863 registers 13/100 composite distress, which DLRadar reads as minimal. What sets it apart are the readings on structural risk (28/100), construction/permit lag (22/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. The latent-versus-live split is 28/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (61/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 3% higher over three years (phase confidence 16/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 8.3%. About 12,823 people live here, median age 46. Median household income is $100,011, above the U.S. median near $78,000. Around 52% of renters are cost-burdened. Educational attainment sits at 42% bachelor's-or-above. On demographic stress specifically, 80863 scores 34/100. The ZIP holds roughly 5,753 housing units. Home values center near $572,100, an affordability ratio of 5.0×. The poverty rate is 8.4%. 80% of housing is owner-occupied.

On the whole, 80863 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 80863 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 80863 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80863 can be compared directly against any other ZIP in Teller County, Colorado or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 80863 shows blanks, not estimates, wherever the record is sparse.

Behind 80863's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 80863 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.