ZIP 84120 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 84120 (Salt Lake County, Utah) returns a low composite of 22/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (68/100). Latent structural risk is 50/100 while live distress already moving reads 2/100. Its heaviest discrete signals: structural risk (50/100), construction/permit lag (26/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The market reads peak — home values rose 1.9% year on year, and 6% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.7%. Roughly 12.8% live below the poverty line. 76% of housing is owner-occupied. There are about 14,316 housing units across 84120. Median household income is $90,847, above the U.S. median near $78,000. The typical home is worth about $413,600 (4.1× income). Around 43% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. About 15% have a four-year degree. About 50,589 people live here, median age 31.

Overall, 84120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 84120 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 84120 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 84120 stays directly comparable to neighboring ZIPs and the rest of Salt Lake County, Utah. The score is rebuilt from public data as it updates, so 84120 reflects the current record instead of a stale or modeled snapshot.

Behind 84120's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 84120 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.