ZIP 84309 Foreclosure, Tax-Lien & Distress Report

Box Elder County, Utah's ZIP 84309 registers 15/100 composite distress, which DLRadar reads as low. The split runs 33/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (65/100). Property-level stress concentrates in construction/permit lag (42/100), structural risk (33/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 2.1% year on year, and 23% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 791 people live here, median age 34. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 31.0% — elevated. Rent burden reaches 0% of tenant households. 96% of housing is owner-occupied. Educational attainment sits at 31% bachelor's-or-above. There are about 283 housing units across 84309. Median household income is $106,667, above the U.S. median near $78,000. The typical home is worth about $484,100 (4.3× income). The demographic-stress sub-score lands at 27/100.

Net-net, 84309 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 84309 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 84309 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 84309, the field stays empty rather than modeled, and fills in as new documents post.

84309's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 84309 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.