ZIP 84312 Foreclosure, Tax-Lien & Distress Report

In Box Elder County, Utah, ZIP 84312 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 33/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (65/100)). The sharpest non-environmental signals are construction/permit lag (35/100), structural risk (33/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 7% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5,070 residents call 84312 home, typically aged 31. The typical home is worth about $398,400 (4.4× income). The tenure split is 79% owner-occupied to 21% rented. About 23% have a four-year degree. Roughly 8.1% live below the poverty line. Vacancy runs 2.3%. DLRadar's demographic-stress index for the area reads 34/100. The ZIP holds roughly 1,659 housing units. Median household income is $77,095, near the U.S. median near $78,000. Rent burden reaches 49% of tenant households.

Overall, 84312 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 84312 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 84312 stays directly comparable to neighboring ZIPs and the rest of Box Elder County, Utah. The score is rebuilt from public data as it updates, so 84312 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 84312 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 84312 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.