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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 84331 Foreclosure, Tax-Lien & Distress Report

Box Elder County, Utah · High Vacancy market

DLRadar grades ZIP 84331 (Box Elder County, Utah) at a low 15/100 for overall property distress. What sets it apart are the readings on construction/permit lag (35/100), structural risk (33/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (65/100)). Structural exposure scores 33 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 2.1% year on year, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 84331 scores 42/100. 83% of housing is owner-occupied. Around 77% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 32.0%, above the national norm and a classic distress-and-opportunity signal. 242 residents call 84331 home, typically aged 37. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $352,400 here, or 5.0 times local income. Median household income is $57,188, below the U.S. median near $78,000. The ZIP holds roughly 132 housing units.

On the whole, 84331 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 84331 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 84331 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 84331 can be compared directly against any other ZIP in Box Elder County, Utah or nationwide. Where the public record is thin for 84331, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 figure for 84331 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 84331 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
33/100
Structural risk
1/100
Distress activity

What is driving ZIP 84331’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk65
Another 9 scored dimensions sit behind 84331

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

84331 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Box Elder County ZIP reports

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Every distressed parcel in 84331 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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