ZIP 92604 Foreclosure, Tax-Lien & Distress Report

In Orange County, California, ZIP 92604 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (62/100), structural risk (62/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). Structural risk reads 62/100 against active distress of 2/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 32% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $128,092, median income runs above typical U.S. levels. There are about 10,233 housing units across 92604. 8.3% of residents fall below the poverty threshold. Educational attainment sits at 65% bachelor's-or-above. Home values center near $1,058,000, an affordability ratio of 7.8× — stretched. Population is roughly 27,750 with a median age of 43. On demographic stress specifically, 92604 scores 40/100. Vacancy runs 3.5%. Rent burden reaches 44% of tenant households. 62% of housing is owner-occupied.

Overall, 92604 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 92604 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Orange County, California and the nation. 92604 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

92604's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 92604 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.