ZIP 92604 Property Distress & Foreclosure Data

Orange County, California's ZIP 92604 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). On the structural side it scores 66/100, with 2/100 of stress already active.

The market reads peak — home values rose 1.2% year on year, and 32% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $128,092, above the U.S. median near $78,000. The ZIP holds roughly 10,233 housing units. 8.3% of residents fall below the poverty threshold. Educational attainment sits at 65% bachelor's-or-above. Home values center near $1,058,000, an affordability ratio of 7.8× — stretched. About 27,750 people live here, median age 43. DLRadar's demographic-stress index for the area reads 40/100. The vacancy rate is 3.5%. Around 44% of renters are cost-burdened. Owners hold 62% of homes, renters 38%.

Net-net, 92604 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.