ZIP 92620 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 92620 (Orange County, California) returns a low composite of 27/100. Property-level stress concentrates in construction/permit lag (62/100), structural risk (62/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The latent-versus-live split is 62/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 42% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $144,572 — above the roughly $78,000 national figure. The poverty rate is 8.8%. Rent burden reaches 38% of tenant households. The vacancy rate is 5.4%. 56% of housing is owner-occupied. The ZIP holds roughly 22,285 housing units. Around 72% of adults hold a bachelor's degree or higher. 61,744 residents call 92620 home, typically aged 37. The demographic-stress sub-score lands at 41/100. The typical home is worth about $1,267,800 (8.3× income, severely stretched).

Overall, 92620 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 92620 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 92620 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92620 can be compared directly against any other ZIP in Orange County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 92620 shows blanks, not estimates, wherever the record is sparse.

92620's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 92620 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.