ZIP 92620 Property Distress & Foreclosure Data

DLRadar grades ZIP 92620 (Orange County, California) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The latent-versus-live split is 66/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 92620 posted values that rose 1.2% over the year, and 42% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $144,572 — above the roughly $78,000 national figure. Roughly 8.8% live below the poverty line. Around 38% of renters are cost-burdened. The vacancy rate is 5.4%. The tenure split is 56% owner-occupied to 44% rented. The ZIP holds roughly 22,285 housing units. About 72% have a four-year degree. Population is roughly 61,744 with a median age of 37. On demographic stress specifically, 92620 scores 41/100. A median home runs $1,267,800 here, or 8.3 times local income.

On balance 92620 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.