ZIP 92646 Property Distress & Foreclosure Data

ZIP code 92646 in Orange County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. The latent-versus-live split is 66/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

The market reads peak — home values rose 1.2% year on year, and 18% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 50% bachelor's-or-above. The ZIP holds roughly 22,393 housing units. The vacancy rate is 3.5%. Around 43% of renters are cost-burdened. Median household income is $132,841, above the U.S. median near $78,000. About 55,814 people live here, median age 47. 6.4% of residents fall below the poverty threshold. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 40/100. Home values center near $1,076,500, an affordability ratio of 7.8× — stretched.

Net-net, 92646 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.