ZIP 92649 Foreclosure, Tax-Lien & Distress Report

In Orange County, California, ZIP 92649 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (86/100)). Leading the profile are construction/permit lag (62/100), structural risk (62/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structurally it carries 62/100, against 2/100 of stress already in motion.

The market reads peak — home values held roughly flat year on year, and 31% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

35,504 residents call 92649 home, typically aged 45. A median home runs $1,131,500 here, or 8.8 times local income. On demographic stress specifically, 92649 scores 44/100. 58% of housing is owner-occupied. Educational attainment sits at 51% bachelor's-or-above. Vacancy runs 4.2%. There are about 15,294 housing units across 92649. The poverty rate is 5.9% — low. Rent burden reaches 39% of tenant households. Median household income is $121,604, above the U.S. median near $78,000.

On balance 92649 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 92649 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 92649's 27/100 can be lined up against any neighbor in Orange County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 92649, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 92649 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 92649 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.