ZIP 92648 Property Distress & Foreclosure Data

DLRadar grades ZIP 92648 (Orange County, California) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. On the structural side it scores 66/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 24% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 6.2% — low. 47% of housing is owner-occupied. The ZIP holds roughly 21,876 housing units. Around 42% of renters are cost-burdened. 45,521 residents call 92648 home, typically aged 44. The typical home is worth about $1,239,500 (9.9× income, severely stretched). At $118,993, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 48/100. Around 51% of adults hold a bachelor's degree or higher. The vacancy rate is 7.3%.

Overall, 92648 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.