ZIP 92655 Foreclosure, Tax-Lien & Distress Report

Orange County, California's ZIP 92655 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The split runs 62/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (62/100), structural risk (62/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The peak-phase market in 92655 posted values that held roughly flat over the year, and 43% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $64,602, below the U.S. median near $78,000. About 8,101 people live here, median age 41. On demographic stress specifically, 92655 scores 57/100. About 21% have a four-year degree. Rent burden reaches 40% of tenant households. 27% of housing is owner-occupied. The ZIP holds roughly 2,900 housing units. The typical home is worth about $788,600 (11.2× income, severely stretched). 17.6% of residents fall below the poverty threshold. Vacancy runs 10.1%.

Overall, 92655 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 92655 at the moment; the composite and its components are still built from verifiable public records.

Whether 92655 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92655 can be compared directly against any other ZIP in Orange County, California or nationwide. The score is rebuilt from public data as it updates, so 92655 reflects the current record instead of a stale or modeled snapshot.

The 27/100 figure for 92655 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 92655 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.