ZIP 92655 Property Distress & Foreclosure Data

ZIP code 92655 in Orange County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). On the structural side it scores 66/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 1.2% year on year, and 43% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $64,602, below the U.S. median near $78,000. About 8,101 people live here, median age 41. DLRadar's demographic-stress index for the area reads 57/100. Educational attainment sits at 21% bachelor's-or-above. Around 40% of renters are cost-burdened. Owners hold 27% of homes, renters 73%. The ZIP holds roughly 2,900 housing units. Home values center near $788,600, an affordability ratio of 11.2× — stretched. 17.6% of residents fall below the poverty threshold. The vacancy rate is 10.1%.

Net-net, 92655 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.