ZIP 92844 Property Distress & Foreclosure Data

ZIP code 92844 in Orange County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 66/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.2% year on year, and 25% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 3.9%. Around 61% of renters are cost-burdened. 15.8% of residents fall below the poverty threshold. About 22,719 people live here, median age 41. The ZIP holds roughly 7,139 housing units. DLRadar's demographic-stress index for the area reads 57/100. Median household income is $73,590, near the U.S. median near $78,000. Owners hold 41% of homes, renters 59%. Educational attainment sits at 22% bachelor's-or-above. Home values center near $753,900, an affordability ratio of 9.6× — stretched.

Net-net, 92844 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.