ZIP 92861 Property Distress & Foreclosure Data

Orange County, California's ZIP 92861 registers 29/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Structural risk reads 66/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 6% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,776 residents call 92861 home, typically aged 52. There are about 1,971 housing units across 92861. The demographic-stress sub-score lands at 39/100. Around 53% of adults hold a bachelor's degree or higher. 88% of housing is owner-occupied. Vacancy runs 2.9%. At $204,750, median income runs above typical U.S. levels. The poverty rate is 8.1%. The typical home is worth about $1,871,700 (8.2× income, severely stretched). Rent burden reaches 37% of tenant households.

Overall, 92861 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.