ZIP 92861 Foreclosure, Tax-Lien & Distress Report
Orange County, California · High Value market
Composite property distress in 92861 (Orange County, California) lands at 27/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (62/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The split runs 62/100 structural to 2/100 active on the ground.
The market reads peak — home values held roughly flat year on year, and 6% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.
About 5,776 people live here, median age 52. The ZIP holds roughly 1,971 housing units. On demographic stress specifically, 92861 scores 39/100. About 53% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. The vacancy rate is 2.9%. At $204,750, median income runs above typical U.S. levels. Roughly 8.1% live below the poverty line. The typical home is worth about $1,871,700 (8.2× income, severely stretched). Rent burden reaches 37% of tenant households.
Net-net, 92861 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 92861 at the moment; the composite and its components are still built from verifiable records.
Whether 92861 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92861 can be compared directly against any other ZIP in Orange County, California or nationwide. The score is rebuilt from public data as it updates, so 92861 reflects the current record instead of a stale or modeled snapshot.
The 27/100 figure for 92861 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 92861 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 92861’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
92861 at a glance
A live read on 92861: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Orange County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
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Rules-based scoring — each signal ties to a public dataset · methodology