ZIP 92886 Property Distress & Foreclosure Data

In Orange County, California, ZIP 92886 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. On the structural side it scores 66/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

The market reads peak — home values rose 1.2% year on year, and 23% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 17,550 housing units. The vacancy rate is 5.3%. Median household income is $148,170, above the U.S. median near $78,000. Around 49% of renters are cost-burdened. 6.8% of residents fall below the poverty threshold. Educational attainment sits at 55% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 38/100. Home values center near $1,116,500, an affordability ratio of 7.2× — stretched. Owners hold 82% of homes, renters 18%. About 49,919 people live here, median age 44.

Net-net, 92886 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.