ZIP 92807 Foreclosure, Tax-Lien & Distress Report

Orange County, California's ZIP 92807 registers 27/100 composite distress, which DLRadar reads as low. Structurally it carries 62/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (63/100), structural risk (62/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

The market reads peak — home values held roughly flat year on year, and 22% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 2.7%. At $136,089, median income runs above typical U.S. levels. About 37,270 people live here, median age 43. Owners hold 80% of homes, renters 20%. 6.5% of residents fall below the poverty threshold. The ZIP holds roughly 13,189 housing units. The typical home is worth about $963,200 (6.8× income). DLRadar's demographic-stress index for the area reads 39/100. Rent burden reaches 56% of tenant households. About 47% have a four-year degree.

Net-net, 92807 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 92807 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 92807's 27/100 can be lined up against any neighbor in Orange County, California or any ZIP coast to coast. Where the record is thin for 92807, the field stays empty rather than modeled, and fills in as new documents post.

92807's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 92807 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.