ZIP 92831 Property Distress & Foreclosure Data

In Orange County, California, ZIP 92831 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. On the structural side it scores 66/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 18% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 52/100. The vacancy rate is 6.3%. The poverty rate is 16.1%. Around 44% of adults hold a bachelor's degree or higher. At $89,451, median income runs above typical U.S. levels. The ZIP holds roughly 13,856 housing units. Around 53% of renters are cost-burdened. The typical home is worth about $876,800 (9.2× income, severely stretched). 35,831 residents call 92831 home, typically aged 32. 40% of housing is owner-occupied.

Overall, 92831 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.