ZIP 92821 Property Distress & Foreclosure Data

ZIP code 92821 in Orange County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 66/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (86/100)). What sets it apart are the readings on construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The peak-phase market in 92821 posted values that rose 1.2% over the year, and 15% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 58% owner-occupied to 42% rented. There are about 15,134 housing units across 92821. A median home runs $903,200 here, or 7.3 times local income. Rent burden reaches 39% of tenant households. Vacancy runs 2.9%. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 42,196 with a median age of 40. About 49% have a four-year degree. On demographic stress specifically, 92821 scores 40/100. Households earn a median $116,660 — above the roughly $78,000 national figure.

On balance 92821 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.