ZIP 92840 Property Distress & Foreclosure Data

In Orange County, California, ZIP 92840 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 66/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 19% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $789,700 (7.7× income, severely stretched). The poverty rate is 9.5%. The demographic-stress sub-score lands at 45/100. Around 29% of adults hold a bachelor's degree or higher. The vacancy rate is 4.6%. 53% of housing is owner-occupied. Around 42% of renters are cost-burdened. 54,475 residents call 92840 home, typically aged 38. At $96,555, median income runs above typical U.S. levels. The ZIP holds roughly 16,762 housing units.

Overall, 92840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.