ZIP 92706 Foreclosure, Tax-Lien & Distress Report

ZIP code 92706 in Orange County, California carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 62/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (63/100), structural risk (62/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

The market reads peak — home values held roughly flat year on year, and 21% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $893,700, an affordability ratio of 8.7× — stretched. 11.8% of residents fall below the poverty threshold. About 37,191 people live here, median age 37. The ZIP holds roughly 10,386 housing units. At $96,424, median income runs above typical U.S. levels. Vacancy runs 2.6%. Around 23% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 50/100. The tenure split is 51% owner-occupied to 49% rented. Around 47% of renters are cost-burdened.

Overall, 92706 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 92706 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Orange County, California and the nation. Every figure is auditable to a public dataset and refreshed as records update; 92706 shows blanks, not estimates, wherever the record is sparse.

Each component behind 92706 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 92706 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.