ZIP 92707 Property Distress & Foreclosure Data

Composite property distress in 92707 (Orange County, California) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (86/100)). On the structural side it scores 66/100, with 2/100 of stress already active.

The peak-phase market in 92707 posted values that rose 1.2% over the year, and 28% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $99,491 — above the roughly $78,000 national figure. Roughly 8.6% live below the poverty line. On demographic stress specifically, 92707 scores 43/100. Around 40% of renters are cost-burdened. The tenure split is 49% owner-occupied to 51% rented. About 17% have a four-year degree. The vacancy rate is 3.9%. The ZIP holds roughly 15,052 housing units. A median home runs $681,300 here, or 6.4 times local income. Population is roughly 59,213 with a median age of 33.

On balance 92707 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.