ZIP 92804 Property Distress & Foreclosure Data

In Orange County, California, ZIP 92804 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 66/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 21% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 57/100. The poverty rate is 16.9% — high, a tax-stress and distress correlate. Around 58% of renters are cost-burdened. The vacancy rate is 3.2%. At $74,588, median income runs near typical U.S. levels. 41% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. 83,435 residents call 92804 home, typically aged 37. The typical home is worth about $799,600 (9.8× income, severely stretched). The ZIP holds roughly 25,556 housing units.

Overall, 92804 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.