ZIP 92865 Property Distress & Foreclosure Data

Composite property distress in 92865 (Orange County, California) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Structural risk reads 66/100 against active distress of 2/100.

The market reads peak — home values rose 1.2% year on year, and 20% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 20,897 people live here, median age 39. Home values center near $872,700, an affordability ratio of 6.5×. Median household income is $130,258, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. Vacancy runs 2.6%. Rent burden reaches 40% of tenant households. Owners hold 67% of homes, renters 33%. Educational attainment sits at 40% bachelor's-or-above. There are about 7,017 housing units across 92865. 7.2% of residents fall below the poverty threshold.

Net-net, 92865 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.