ZIP 92870 Foreclosure, Tax-Lien & Distress Report
Orange County, California · High Value market
DLRadar grades ZIP 92870 (Orange County, California) at a low 27/100 for overall property distress. The latent-versus-live split is 62/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (63/100), structural risk (62/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 23% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 52,384 with a median age of 38. The tenure split is 63% owner-occupied to 37% rented. The ZIP holds roughly 17,890 housing units. About 44% have a four-year degree. Home values center near $921,000, an affordability ratio of 7.9× — stretched. Vacancy runs 3.2%. Around 51% of renters are cost-burdened. At $110,575, median income runs above typical U.S. levels. Roughly 8.5% live below the poverty line. The demographic-stress sub-score lands at 44/100.
Net-net, 92870 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 92870's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 92870 shows blanks, not estimates, wherever the record is sparse.
92870's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 92870 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 92870
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 92870 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 92870, the same set carried on every parcel.
Orange County ZIPs near 92870
Nearest ZIP codes to 92870
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Orange County, California
Related ZIP, county and statewide reads linked to Orange County, California.
Unlock parcel-level detail for ZIP 92870
The full 92870 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology