ZIP 92845 Property Distress & Foreclosure Data

In Orange County, California, ZIP 92845 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 66 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 92845 posted values that rose 1.2% over the year, and 17% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 15,484 with a median age of 44. The tenure split is 80% owner-occupied to 20% rented. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 1.6%. A median home runs $926,200 here, or 6.6 times local income. About 42% have a four-year degree. There are about 5,858 housing units across 92845. On demographic stress specifically, 92845 scores 37/100. Rent burden reaches 51% of tenant households. Households earn a median $133,564 — above the roughly $78,000 national figure.

On balance 92845 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.