ZIP 92845 Foreclosure, Tax-Lien & Distress Report
Orange County, California · High Value market
Scored purely from public records, 92845 (Orange County, California) returns a low composite of 27/100. The latent-versus-live split is 62/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (62/100), structural risk (62/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 17% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 15,484 with a median age of 44. The tenure split is 80% owner-occupied to 20% rented. The poverty rate is 4.7% — low. The vacancy rate is 1.6%. A median home runs $926,200 here, or 6.6 times local income. About 42% have a four-year degree. The ZIP holds roughly 5,858 housing units. The demographic-stress sub-score lands at 37/100. Rent burden reaches 51% of tenant households. Households earn a median $133,564 — above the roughly $78,000 national figure.
Overall, 92845 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 92845 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 92845 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92845 can be compared directly against any other ZIP in Orange County, California or nationwide. Where the public record is thin for 92845, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 92845 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 92845 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 92845’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 92845 by the numbers
The live 92845 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Orange County ZIP reports
Related reports across Orange County, California
Further distress data across Orange County, California at ZIP, county and state level.
Unlock parcel-level detail for ZIP 92845
See who owns each distressed property in 92845, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology