ZIP 92705 Property Distress & Foreclosure Data

In Orange County, California, ZIP 92705 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 66/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 23% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 16,738 housing units. The poverty rate is 9.4%. The typical home is worth about $1,203,400 (9.0× income, severely stretched). Around 48% of renters are cost-burdened. 62% of housing is owner-occupied. Around 47% of adults hold a bachelor's degree or higher. At $125,928, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 47/100. The vacancy rate is 3.9%. 48,680 residents call 92705 home, typically aged 40.

Overall, 92705 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.