ZIP 92637 Property Distress & Foreclosure Data

ZIP code 92637 in Orange County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). On the structural side it scores 66/100, with 2/100 of stress already active.

The market reads peak — home values rose 1.2% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 40/100. 11.3% of residents fall below the poverty threshold. About 17,342 people live here, median age 75. Owners hold 71% of homes, renters 29%. Around 69% of renters are cost-burdened. Home values center near $394,600, an affordability ratio of 6.1×. Educational attainment sits at 52% bachelor's-or-above. The vacancy rate is 12.6% — elevated. Median household income is $60,235, below the U.S. median near $78,000. The ZIP holds roughly 13,336 housing units.

Net-net, 92637 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.