ZIP 98946 Foreclosure, Tax-Lien & Distress Report

Kittitas County, Washington's ZIP 98946 registers 32/100 composite distress, which DLRadar reads as moderate. Structurally it carries 71/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The most distinctive pressure shows up in structural risk (71/100), institutional ownership (58/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (22/100).

The peak-phase market in 98946 posted values that held roughly flat over the year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 303 with a median age of 53. Home values center near $384,500, an affordability ratio of 3.7× — accessible. Roughly 9.6% live below the poverty line. There are about 161 housing units across 98946. Educational attainment sits at 31% bachelor's-or-above. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. Around 29% of renters are cost-burdened. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $120,250 — above the roughly $78,000 national figure.

Net-net, 98946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 98946 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 98946 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98946 can be compared directly against any other ZIP in Kittitas County, Washington or nationwide. Sparse data for 98946 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 figure for 98946 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 98946 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.