Hawthorn Bank (FDIC #10619): Bank Stress & Real-Estate Credit Exposure
Hawthorn Bank (FDIC Cert #10619): bank stress 56/100, moderate, STABLE over 7 days; parent HAWTHORN BANCSHARES INC.
Hawthorn Bank (#10619) lends in 11 counties across 2 states; Hawthorn Bank (#10619) reaches 216 ZIP codes: Missouri 10 counties, 181 ZIPs; Kansas 1 county, 35 ZIPs.
Hawthorn Bank (#10619) largest markets: Jackson County, MO (116 branches, 58 ZIPs) (#10619), Johnson County, KS (35 branches, 35 ZIPs) (#10619), Greene County, MO (23 branches, 23 ZIPs) (#10619), Clay County, MO (23 branches, 23 ZIPs) (#10619), Cass County, MO (54 branches, 18 ZIPs) (#10619), St. Clair County, MO (16 branches, 16 ZIPs) (#10619).
Hawthorn Bank (#10619) reports $1.76 billion in total assets; Hawthorn Bank (#10619) equity $186.9 million (10.6% of Hawthorn Bank (#10619) assets); Hawthorn Bank (#10619) domestic deposits $1.52 billion; Hawthorn Bank (#10619) net income $14.6 million; Hawthorn Bank (#10619) return on assets 1.59%; Hawthorn Bank (#10619) return on equity 15.75%; Hawthorn Bank (#10619) net interest income $35.9 million; Hawthorn Bank (#10619) call report June 30, 2026.
Hawthorn Bank (#10619) noncurrent real-estate loans: none reported; Hawthorn Bank (#10619) residential 0.01%; Hawthorn Bank (#10619) net charge-offs on real estate 0.39%; Hawthorn Bank (#10619) residential charge-offs 0.30%.
Hawthorn Bank (#10619) net interest margin 4.19% against an eight-quarter Hawthorn Bank (#10619) average of 3.86% (Hawthorn Bank (#10619) compression -0.33 points); Hawthorn Bank (#10619) non-residential real estate 29.8% of equity; Hawthorn Bank (#10619) rate-exposure score 40/100, Hawthorn Bank (#10619) fixed-rate trap 40/100; Hawthorn Bank (#10619) risk type credit driven; Hawthorn Bank (#10619) rate regime rates elevated, Hawthorn Bank (#10619) snapshot October 19, 2026.
Hawthorn Bank (#10619) stress score moved from 61.5 on June 22, 2026 to 56.5 on October 19, 2026; Hawthorn Bank (#10619) ranged 56.5 to 61.5 over 116 snapshots.
Hawthorn Bank (#10619) alerts: 11 counties; top Hawthorn Bank (#10619) alert scores: Clinton County, MO 41 (moderate); California County, MO 19 (low); Columbia County, MO 19 (low); Harrisonville County, MO 19 (low); Jefferson City County, MO 19 (low).