Bank Of Southside Virginia (FDIC #11580): Bank Stress & Real-Estate Credit Exposure
Bank Of Southside Virginia (FDIC Cert #11580): bank stress 1/100, contained, STABLE over 7 days; parent BANK OF SOUTHSIDE VA CORP THE.
Bank Of Southside Virginia (#11580) lends in 11 counties across 1 state; Bank Of Southside Virginia (#11580) reaches 57 ZIP codes: Virginia 11 counties, 57 ZIPs.
Bank Of Southside Virginia (#11580) largest markets: Chesterfield County, VA (16 branches, 16 ZIPs) (#11580), Dinwiddie County, VA (36 branches, 12 ZIPs) (#11580), Southampton County, VA (24 branches, 12 ZIPs) (#11580), Sussex County, VA (22 branches, 11 ZIPs) (#11580), Isle Of Wight County, VA (8 branches, 8 ZIPs) (#11580), Prince George County, VA (7 branches, 7 ZIPs) (#11580).
Bank Of Southside Virginia (#11580) reports $670.3 million in total assets; Bank Of Southside Virginia (#11580) equity $140.0 million (20.9% of Bank Of Southside Virginia (#11580) assets); Bank Of Southside Virginia (#11580) domestic deposits $489.2 million; Bank Of Southside Virginia (#11580) net income $12.2 million; Bank Of Southside Virginia (#11580) return on assets 3.74%; Bank Of Southside Virginia (#11580) return on equity 18.45%; Bank Of Southside Virginia (#11580) net interest income $13.8 million; Bank Of Southside Virginia (#11580) call report June 30, 2026.
Bank Of Southside Virginia (#11580) noncurrent real-estate loans: none reported; Bank Of Southside Virginia (#11580) net charge-offs on real estate 0.13%.
Bank Of Southside Virginia (#11580) net interest margin 4.65% against an eight-quarter Bank Of Southside Virginia (#11580) average of 4.43% (Bank Of Southside Virginia (#11580) compression -0.23 points); Bank Of Southside Virginia (#11580) rate-exposure score 40/100, Bank Of Southside Virginia (#11580) fixed-rate trap 40/100; Bank Of Southside Virginia (#11580) risk type rate trapped; Bank Of Southside Virginia (#11580) rate regime rates elevated, Bank Of Southside Virginia (#11580) snapshot October 19, 2026.
Bank Of Southside Virginia (#11580) stress score moved from 18.1 on June 22, 2026 to 0.9 on October 19, 2026; Bank Of Southside Virginia (#11580) ranged 0.9 to 18.1 over 116 snapshots.
Bank Of Southside Virginia (#11580) alerts: 10 counties; top Bank Of Southside Virginia (#11580) alert scores: Petersburg County, VA 21 (low); Colonial Heights County, VA 20 (low); Franklin County, VA 19 (low); Emporia County, VA 16 (low); Prince George County, VA 14 (low).