Legends Bank (FDIC #12616): Bank Stress & Real-Estate Credit Exposure
Legends Bank (FDIC Cert #12616): bank stress 16/100, contained, STABLE over 7 days; parent LINN HOLDING CO.
Legends Bank (#12616) lends in 6 counties across 1 state; Legends Bank (#12616) reaches 62 ZIP codes: Missouri 6 counties, 62 ZIPs.
Legends Bank (#12616) largest markets: Franklin County, MO (23 branches, 23 ZIPs) (#12616), Osage County, MO (64 branches, 16 ZIPs) (#12616), Gasconade County, MO (12 branches, 12 ZIPs) (#12616), Phelps County, MO (24 branches, 12 ZIPs) (#12616), Maries County, MO (10 branches, 10 ZIPs) (#12616), Cole County, MO (27 branches, 9 ZIPs) (#12616).
Legends Bank (#12616) reports $635.5 million in total assets; Legends Bank (#12616) equity $116.0 million (18.2% of Legends Bank (#12616) assets); Legends Bank (#12616) domestic deposits $515.2 million; Legends Bank (#12616) net income $7.0 million; Legends Bank (#12616) return on assets 2.26%; Legends Bank (#12616) return on equity 12.30%; Legends Bank (#12616) net interest income $14.9 million; Legends Bank (#12616) call report June 30, 2026.
Legends Bank (#12616) noncurrent real-estate loans: none reported; Legends Bank (#12616) residential 0.01%; Legends Bank (#12616) net charge-offs on real estate 0.49%; Legends Bank (#12616) residential charge-offs 0.49%.
Legends Bank (#12616) net interest margin 5.03% against an eight-quarter Legends Bank (#12616) average of 5.07% (Legends Bank (#12616) compression 0.04 points); Legends Bank (#12616) non-residential real estate 49.1% of equity; Legends Bank (#12616) rate-exposure score 40/100, Legends Bank (#12616) fixed-rate trap 40/100; Legends Bank (#12616) risk type rate trapped; Legends Bank (#12616) rate regime rates elevated, Legends Bank (#12616) snapshot October 19, 2026.
Legends Bank (#12616) stress score moved from 16.9 on June 22, 2026 to 16.4 on October 19, 2026; Legends Bank (#12616) ranged 16.4 to 16.9 over 116 snapshots.
Legends Bank (#12616) alerts: 6 counties; top Legends Bank (#12616) alert scores: Belle County, MO 11 (low); Jefferson City County, MO 11 (low); Owensville County, MO 11 (low); Rolla County, MO 11 (low); Union County, MO 11 (low).