Bank Star (FDIC #21897): Bank Stress & Real-Estate Credit Exposure

Bank Star (FDIC Cert #21897): bank stress 63/100, elevated, STABLE over 7 days; parent BANCSTAR INC.

Bank Star (#21897) lends in 3 counties across 1 state; Bank Star (#21897) reaches 86 ZIP codes: Missouri 3 counties, 86 ZIPs.

Bank Star (#21897) largest markets: St. Louis County, MO (47 branches, 47 ZIPs) (#21897), Jefferson County, MO (25 branches, 25 ZIPs) (#21897), Franklin County, MO (23 branches, 23 ZIPs) (#21897).

Bank Star (#21897) reports $207.9 million in total assets; Bank Star (#21897) equity $30.6 million (14.7% of Bank Star (#21897) assets); Bank Star (#21897) domestic deposits $176.2 million; Bank Star (#21897) net income $545,000; Bank Star (#21897) return on assets 0.55%; Bank Star (#21897) return on equity 5.12%; Bank Star (#21897) net interest income $1.8 million; Bank Star (#21897) call report June 30, 2026.

Bank Star (#21897) noncurrent real-estate loans: none reported; Bank Star (#21897) net charge-offs on real estate 0.46%.

Bank Star (#21897) net interest margin 2.03% against an eight-quarter Bank Star (#21897) average of 3.73% (Bank Star (#21897) compression 1.71 points); Bank Star (#21897) rate-exposure score 40/100, Bank Star (#21897) fixed-rate trap 40/100; Bank Star (#21897) risk type credit driven; Bank Star (#21897) rate regime rates elevated, Bank Star (#21897) snapshot October 19, 2026.

Bank Star (#21897) stress score moved from 77.2 on June 22, 2026 to 62.9 on October 19, 2026; Bank Star (#21897) ranged 62.9 to 77.2 over 116 snapshots.

Bank Star (#21897) alerts: 3 counties; top Bank Star (#21897) alert scores: Hillsboro County, MO 21 (low); Pacific County, MO 21 (low); Saint Louis County, MO 21 (low).