Missouri Bank (FDIC #14036): Bank Stress & Real-Estate Credit Exposure
Missouri Bank (FDIC Cert #14036): bank stress 39/100, contained, STABLE over 7 days; parent WARREN COUNTY BANCSHARES INC.
Missouri Bank (#14036) lends in 5 counties across 1 state; Missouri Bank (#14036) reaches 62 ZIP codes: Missouri 5 counties, 62 ZIPs.
Missouri Bank (#14036) largest markets: Pettis County, MO (30 branches, 15 ZIPs) (#14036), St. Charles County, MO (30 branches, 15 ZIPs) (#14036), Boone County, MO (13 branches, 13 ZIPs) (#14036), Gasconade County, MO (12 branches, 12 ZIPs) (#14036), Warren County, MO (10 branches, 10 ZIPs) (#14036).
Missouri Bank (#14036) reports $461.5 million in total assets; Missouri Bank (#14036) equity $57.5 million (12.5% of Missouri Bank (#14036) assets); Missouri Bank (#14036) domestic deposits $403.2 million; Missouri Bank (#14036) net income $5.1 million; Missouri Bank (#14036) return on assets 2.14%; Missouri Bank (#14036) return on equity 18.31%; Missouri Bank (#14036) net interest income $8.8 million; Missouri Bank (#14036) call report June 30, 2026.
Missouri Bank (#14036) noncurrent real-estate loans: none reported; Missouri Bank (#14036) net charge-offs on real estate 0.10%.
Missouri Bank (#14036) net interest margin 3.93% against an eight-quarter Missouri Bank (#14036) average of 3.66% (Missouri Bank (#14036) compression -0.27 points); Missouri Bank (#14036) rate-exposure score 40/100, Missouri Bank (#14036) fixed-rate trap 40/100; Missouri Bank (#14036) risk type rate trapped; Missouri Bank (#14036) rate regime rates elevated, Missouri Bank (#14036) snapshot October 20, 2026.
Missouri Bank (#14036) stress score moved from 41.4 on June 22, 2026 to 39.1 on October 20, 2026; Missouri Bank (#14036) ranged 39.1 to 41.4 over 117 snapshots.
Missouri Bank (#14036) alerts: 5 counties; top Missouri Bank (#14036) alert scores: Columbia County, MO 16 (low); Hermann County, MO 16 (low); Smithton County, MO 16 (low); Warrenton County, MO 16 (low); Wentzville County, MO 16 (low).