Gnb Bank (FDIC #14079): Bank Stress & Real-Estate Credit Exposure

Gnb Bank (FDIC Cert #14079): bank stress 47/100, moderate, STABLE over 7 days; parent GNB BCORP.

Gnb Bank (#14079) lends in 5 counties across 1 state; Gnb Bank (#14079) reaches 77 ZIP codes: Iowa 5 counties, 77 ZIPs.

Gnb Bank (#14079) largest markets: Story County, IA (46 branches, 23 ZIPs) (#14079), Marshall County, IA (21 branches, 21 ZIPs) (#14079), Delaware County, IA (17 branches, 17 ZIPs) (#14079), Grundy County, IA (51 branches, 17 ZIPs) (#14079), Hardin County, IA (26 branches, 13 ZIPs) (#14079).

Gnb Bank (#14079) reports $621.3 million in total assets; Gnb Bank (#14079) equity $79.2 million (12.8% of Gnb Bank (#14079) assets); Gnb Bank (#14079) domestic deposits $498.0 million; Gnb Bank (#14079) net income $5.2 million; Gnb Bank (#14079) return on assets 1.68%; Gnb Bank (#14079) return on equity 13.37%; Gnb Bank (#14079) net interest income $11.7 million; Gnb Bank (#14079) call report June 30, 2026.

Gnb Bank (#14079) noncurrent real-estate loans: none reported; Gnb Bank (#14079) net charge-offs on real estate 0.17%.

Gnb Bank (#14079) net interest margin 4.10% against an eight-quarter Gnb Bank (#14079) average of 3.79% (Gnb Bank (#14079) compression -0.31 points); Gnb Bank (#14079) rate-exposure score 40/100, Gnb Bank (#14079) fixed-rate trap 40/100; Gnb Bank (#14079) risk type credit driven; Gnb Bank (#14079) rate regime rates elevated, Gnb Bank (#14079) snapshot October 19, 2026.

Gnb Bank (#14079) stress score moved from 49.1 on June 22, 2026 to 47.3 on October 19, 2026; Gnb Bank (#14079) ranged 47.3 to 49.1 over 116 snapshots.

Gnb Bank (#14079) alerts: 5 counties; top Gnb Bank (#14079) alert scores: Grundy Center County, IA 19 (low); Iowa Falls County, IA 19 (low); Manchester County, IA 19 (low); Marshalltown County, IA 19 (low); Story City County, IA 19 (low).