Security Savings Bank (FDIC #14208): Bank Stress & Real-Estate Credit Exposure
Security Savings Bank (FDIC Cert #14208): bank stress 30/100, contained, STABLE over 7 days; parent SECURITY FINANCIAL INC.
Security Savings Bank (#14208) lends in 4 counties across 1 state; Security Savings Bank (#14208) reaches 62 ZIP codes: Iowa 4 counties, 62 ZIPs.
Security Savings Bank (#14208) largest markets: Webster County, IA (88 branches, 22 ZIPs) (#14208), Boone County, IA (21 branches, 21 ZIPs) (#14208), Calhoun County, IA (30 branches, 15 ZIPs) (#14208), Hamilton County, IA (15 branches, 15 ZIPs) (#14208).
Security Savings Bank (#14208) reports $193.7 million in total assets; Security Savings Bank (#14208) equity $28.4 million (14.7% of Security Savings Bank (#14208) assets); Security Savings Bank (#14208) domestic deposits $161.1 million; Security Savings Bank (#14208) net income $2.2 million; Security Savings Bank (#14208) return on assets 2.22%; Security Savings Bank (#14208) return on equity 15.61%; Security Savings Bank (#14208) net interest income $4.2 million; Security Savings Bank (#14208) call report June 30, 2026.
Security Savings Bank (#14208) noncurrent real-estate loans: none reported; Security Savings Bank (#14208) net charge-offs on real estate 0.02%; Security Savings Bank (#14208) residential charge-offs 0.10%.
Security Savings Bank (#14208) net interest margin 4.72% against an eight-quarter Security Savings Bank (#14208) average of 4.33% (Security Savings Bank (#14208) compression -0.38 points); Security Savings Bank (#14208) non-residential real estate 10.1% of equity; Security Savings Bank (#14208) rate-exposure score 40/100, Security Savings Bank (#14208) fixed-rate trap 40/100; Security Savings Bank (#14208) risk type rate trapped; Security Savings Bank (#14208) rate regime rates elevated, Security Savings Bank (#14208) snapshot October 19, 2026.
Security Savings Bank (#14208) stress score moved from 31.8 on June 22, 2026 to 29.7 on October 19, 2026; Security Savings Bank (#14208) ranged 29.7 to 31.8 over 116 snapshots.
Security Savings Bank (#14208) alerts: 4 counties; top Security Savings Bank (#14208) alert scores: Boxholm County, IA 15 (low); Lehigh County, IA 15 (low); Manson County, IA 15 (low); Stratford County, IA 15 (low).